Insurance Quotes Central

Unconventional as it may seem, it is true that weather insurance not only exists, but it is one of the oldest sorts of insurance at all. Weather has been the decisive circumstance for farmers and their living, ever since the beginning of agriculture. In our modern times, much more than crops can be covered by weather insurance.

Rain is the usual target of weather insurance. Fortunately, it is quite easy to buy a rain insurance policy. Concerning rain policies, you can select rain accumulation policies (for this, you need to decide how much rain would still be acceptable for your event and how much would already waste it) or dry hours (how many hours in a period of time were without any rain). Counteraction on snow are available in a similar way, either targeting inches per session or per storm. Snow removal insurance is a special version of a snow policy targeted at municipalities and public organs to cover any extra costs connected with snow.

And that’s only the beginning. There is wind insurance against bad wind conditions, great for instance for a hot air ballooning show. An ice cream promotion can buy temperature insurance to secure the investment in the face of bad weather.

Mostly you can choose your own combination of the different policies suitable for your event. Are you making a movie and need to insure underwater visibility or against lack of snow? No problem, film productions are typical clients for many special insurance policies. Managers of sports events, concerts, festivals or trade shows are also typical clients of weather insurance. For us, whose business is not directly influenced by the weather, like me, selling life insurance, we can still purchase weather insurance for our free time and our holidays.

This quite new policy is just trying to attract customers around the world. French travel agencies (in cooperation with Aon France) are offering partial money reimbursements, when you encounter more rainy days than expected during your stay. Equally, German airline Lufthansa has made available a new sunshine insurance. Passengers from Germany can buy for €20 ($31.24) simple insurance policy, which will pay them €20 for every spoilt day (more than 5mm of rain) during holiday.

If you are on your way to Tunisia or Greece, you probably don’t need weather insurance. However, when going to Vancouver, weather insurance might not be available. But you pay nothing for asking.

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